In this article, I’ll be discussing the topic of whether the Chase Ink Business Preferred card is a metal card or not. The Chase Ink Business Preferred is a popular business credit card that offers a wide range of benefits and rewards. One of the key features of this card is its high earning potential for travel and business-related expenses. However, many people are curious about the physical material of the card itself.
Is it a metal card or a standard plastic card? This is an important question to answer as metal cards are considered to be more premium and offer a different level of durability and prestige. In this article, I will examine the construction of the Chase Ink Business Preferred card and provide an answer to this question.
Is Chase Ink business preferred metal?
The Chase Ink Business Preferred is a metal credit card that is designed for small business owners. It offers a wide range of benefits, including rewards for business-related purchases, a sign-up bonus, and travel perks.
One of the key features of Chase Ink Business Preferred is its rewards program. Cardholders can earn 3x points on the first $150,000 spent annually on travel and select business categories, such as advertising, internet, phone and cable services, and shipping. Additionally, cardholders can earn 1x points on all other purchases. These points can be redeemed for travel, gift cards, or cash back.
Another benefit of the Chase Ink Business Preferred is its sign-up bonus. New cardholders can earn 100,000 bonus points after spending $15,000 on purchases in the first 3 months from account opening. This can provide a significant boost to the rewards earned in the first year of card membership.
In addition to rewards and sign-up bonuses, the Chase Ink Business Preferred also offers a number of travel perks. Cardholders have access to a number of travel benefits, such as trip cancellation and interruption coverage, baggage delay insurance, and travel accident insurance. They also have access to a number of rental car benefits, such as primary rental car collision damage waiver coverage.
Finally, the Chase Ink Business Preferred also offers a number of additional benefits, such as purchase protection, extended warranty protection, and cell phone protection. These benefits can provide additional peace of mind and financial protection for small business owners.
Is the Chase Ink Business Preferred Card worth it?
The Chase Ink Business Preferred Card is a business credit card that offers a variety of benefits to its holders. The card offers a sign-up bonus of 100,000 points after spending $15,000 within the first three months, and an ongoing rewards rate of 3 points per dollar spent on travel and select business categories.
Additionally, the card offers a 25% point bonus on travel redemptions through the Chase Ultimate Rewards program, as well as primary rental car insurance and trip delay coverage. The card also has a $95 annual fee. Whether or not the card is worth it will depend on an individual's spending habits and how they plan to use the rewards and benefits offered. If you're planning on taking advantage of the travel and business categories, this card might be worth it.
Why I choose Chase Ink Preferred over Citi Business Premier
When it comes to business credit cards, there are many options available to choose from. Two popular options are the Chase Ink Preferred and the Citi Business Premier. However, I have chosen to go with the Chase Ink Preferred over the Citi Business Premier for a few reasons.
First, Chase Ink Preferred offers a higher reward rate on purchases. It gives 3 points per dollar spent on travel and selects business categories, and 1 point per dollar spent on all other purchases. The Citi Business Premier, on the other hand, offers only 2 points per dollar spent on select business categories and 1 point per dollar spent on all other purchases. This means that with Chase Ink Preferred, I can earn more rewards for my business expenses.
Second, Chase Ink Preferred also offers a larger sign-up bonus. When you spend $5,000 in the first three months, you can earn 80,000 bonus points. This is a significant amount of points that can be used towards travel or other business expenses. The Citi Business Premier, on the other hand, only offers a sign-up bonus of 60,000 points when you spend $5,000 in the first three months.
Third, Chase Ink Preferred offers a variety of travel perks. This includes trip cancellation and interruption insurance, primary car rental coverage, and baggage delay insurance. These benefits can come in handy when traveling for business and can save a lot of money and hassle. The Citi Business Premier does not offer these same travel perks.
Lastly, Chase Ink Preferred has a lower annual fee of $95. While the Citi Business Premier does not charge an annual fee, it also does not offer the same rewards rate and sign-up bonus as the Chase Ink Preferred.
Chase Ink Preferred Vs. Sapphire Reserve: What's The Difference?
Chase Ink Preferred and Sapphire Reserve are both credit cards offered by JPMorgan Chase & Co. They are both considered premium credit cards, meaning they come with a higher annual fee and a higher credit limit than most basic credit cards. However, there are some key differences between the two cards that may make one more appealing to certain consumers than the other.
The Chase Ink Preferred is a business credit card that is designed for small business owners or entrepreneurs. It offers a rewards program that rewards cardholders for spending on business-related expenses such as office supplies, internet and phone services, and travel. The card also offers an introductory bonus of 100,000 points if you spend $15,000 within the first 3 months.
The Sapphire Reserve, on the other hand, is a personal credit card that is designed for consumers who frequently travel and dine out. It offers a rewards program that rewards cardholders for spending on travel and dining expenses. The card also offers an introductory bonus of 100,000 points if you spend $4,000 within the first 3 months.
One of the main differences between the two cards is their annual fee. The Ink Preferred has an annual fee of $95 while the Sapphire Reserve has an annual fee of $450. However, the Sapphire Reserve offers more benefits such as a $300 annual travel credit, airport lounge access, and a Global Entry or TSA PreCheck application fee credit.
Another difference is the earning rate. Ink Preferred card earns 3x on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable, and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. While the Sapphire Reserve card earns 3x on travel and dining and 1x on all other purchases.
Conclusion:
I hope that this article has helped you to understand the benefits and features of the Chase Ink Business Preferred Metal card. This card is a great option for business owners who want to earn rewards on their everyday business expenses, such as travel, internet, and phone services. The card also offers a variety of perks, such as cell phone protection and travel insurance, that can help to protect your business and make your travels more enjoyable. Overall, the Chase Ink Business Preferred Metal card is a great choice for business owners who want to earn rewards and enjoy additional benefits while managing their business expenses.
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